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Green Real Estate Investing – Immediate Savings

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Despite what some people may tell you, there are degrees of “going green,” and not all of them require you to invest your life savings in renovating your home. Some green improvements will not only save you money in the long term, but they’re also less expensive up front and add value to make it easier to sign a sales contract or lease agreement on your property. The following improvements will help the budget-conscious still improve their home or investment property and save money, without breaking the bank over green real estate investing.

Green Real Estate Investing Tip 1: Saving Money on Electric Bills by Killing Vampires
Many electronics and appliances still use substantial amounts of energy even when turned off (a classic example is your laptop cord’s power converter). This electricity adds up to a startlingly high percentage of your electric bill each month – money that can be easily saved. Add power strips throughout your house, and instead of turning on the electronic device, just turn on and off the power strip. Additionally, you can help improve both the longevity and the efficiency of your furnace and air conditioning condenser by replacing your air filters every three months.

Green Real Estate Investing Tip 2: Compact Fluorescent Light (CFL) Bulbs
There’s very little that needs to be said about these: they last four times as long as old incandescent bulbs, they use a quarter of the electricity, and you can buy them in bulk and simply replace your old school light bulbs as they each burn out.

Green Real Estate Investing Tip 3. Sustainable Kitchen Finishes
I agree with you: granite countertops are a must-have – kind of. Available today are composite countertops that are indistinguishable from granite, and come in a variety of colors that are often very rare and expensive to buy in real granite. Considering new wooden cabinets? You can buy cabinets made from naturally rot-resistant woods (like cedar) that haven’t been treated with noxious chemicals like formaldehyde. They look the same, last just as long, and don’t release all those toxins into the air and groundwater table. And, nothing shouts “Buy me” like new “granite” countertops and fresh wooden cabinets, to help pitch that sales contract or lease agreement.

Green Real Estate Investing Tip 4: Programming the Thermostat More Efficiently
Remember those old dinosaur thermostats that looked like dials? There’s a good reason we don’t use them any more: because we have better, programmable thermostats that allow you to only cool or heat your home when you’re home. Give your HVAC systems a break when you’re not home, and program to kick in about fifteen minutes before you arrive at home sweet home.

Green Real Estate Investing Tip 5: Hot Water Pipe Jackets
An oldie but goodie: pipe jackets for your basement hot water pipes cost only a few dollars and install instantaneously. You’ll save more money in one winter month’s utility bill than the total cost of installing them, including the cost of your time in installing them. Insulating the first five to ten feet of hot water piping leaving your hot water heater should do the trick.

Green Real Estate Investing Tip 6: Green Decking
Wooden decks are so Twentieth Century – they rot, they splinter, they warp, they fade, and they decay. Today, you can buy composite decking made from recycled plastics, that have none of the above drawbacks, yet they save landfill space and hardwood trees. If you absolutely MUST have wooden decking (don’t ask me why you would), buy cedar or ip wood for your decks, as they last longer than treated wood and don’t need to be treated with those toxic chemicals to resist rot.

Whether you want to save money on utilities, have an easier time finding a signature for your sales contract or lease agreement, or just help do your part to minimize environmental impact, all of the above green real estate investing techniques are cost effective and environmentally meaningful. Today: composite countertops, tomorrow, zero electric bills due to your new solar panel!

Resource Box
Real Estate Investing Articles – database of articles particularly helpful for landlords and rental investors.
Rental Agreement – customizable and state-specific, as you can otherwise only find through an attorney.

Know The Work Environment Of A Real Estate Agent

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Any such person usually has extraordinary skills in researching various properties of the region, making an analysis of the properties and then bringing in together the right kind of buyers and sellers. The work of any Calgary realtor involves hours of research, training and continuous education to stay updated about the property market in Calgary.

The work environment of any Calgary realtor may not always be comfortable and luxurious. A realtor might not spend his office hours in the comforts of his office, but he might be moving from one location to another, attending seminars, workshops and open houses to know more about properties. He might hardly get to spend time in his office and work in a relaxed manner. An agent might often be required to work beyond the standard forty hours a week and work full time during weekends and evenings too to meet the various commitments towards the clients. He usually does not have any fixed working hours and the working hours might really be long and very irregular. A realtor has full freedom to determine his own working schedule as per his needs. It has been observed that agents do not even get the luxury of a Sunday when there is too much of work load.

The recent advancement in telecommunication and the use of internet in property dealing has helped many realtors to work from the comforts of their homes. They can now use internet to get in touch with their previous and prospective clients, have their own websites and store all relevant data in their own office. If any realtor wishes he can make his own home his office and work as per his own schedule. This reduces external hassles related to communication and traveling and makes him have a work environment as per his own liking.

Property or Paper Some Info On Real Estate Investing

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Real Estate Investing in Parma OH.an>

Appraisals and inspections, marketing, renters, rehabs… it can all add up to a huge headache. But real estate investing is still exciting and lucrative. What to do? Consider investing in real estate-based financial instruments instead.

REITs (Real Estate Investment Trust)

One of the oldest modern forms is a REIT Real Estate Investment Trust. REITs are mutual funds that invest in real estate, actual property as well as mortgage portfolios. Like other securities opportunities, they sell on the major exchanges and are professionally managed, receive special tax considerations, and often have higher yields and greater liquidity than straight property investment.

There are Equity REITS which invest in and own properties. Revenues come primarily from rents. Mortgage REITs deal in investment and ownership of mortgages rather than property with revenue coming mainly from interest on the loans. Hybrid REITs do both.

Keep in mind, however, that REITs are closed-end mutual funds that have a specific number of shares for sale and once sold can’t be redeemed through the fund. They have to be bought and sold to other investors as you would corporate stock, through a broker.

REITs are required to pay out at least 90% of their taxable profits as dividends to shareholders, so they can be relatively high yield. In terms of total return dividends plus price appreciation they’re similar to small-cap stocks, with on average two-thirds of the return coming from dividends. They’re therefore sensitive to interest rate changes. As interest rates increase REIT prices tend to decline.

MBS (Mortgage-Backed Securities)

MBS are a type of bond in which the paper is backed by a pool of mortgage loans. In the U.S. lenders make about $2.8 trillion in such loans annually with about 80% being covered by mortgage-backed securities.

Investors in mortgage securities earn a coupon rate of interest, like other kinds of bonds. But in contrast to other bonds, they receive repayments of the principle in increments over the life of the security, as the underlying mortgage loans are paid off, rather than on one large payment at maturity.

One of the advantages, one which lends the security some stability, is the statistical effect of pooling loans. No single or small number of loans that pre-pay or default wipes out the investor’s entire investment.

But pre-payment of mortgages does occur for a certain percentage and that introduces some risk. The investor isn’t aware of or interested in which loans pre-pay, but the fact that some do causes them to be sensitive to interest rate changes, one of the major influences in pre-pay rate. If borrowers took mortgages at 8% and rates drop to 5% a certain number are going to re-finance, causing the original to pay off early.

So, if interest rates are likely to fall, it’s best to avoid pre-payable MBS. Closed MBS are, in that scenario, a better alternative.

There are specialized instruments like CMOs collateralized mortgage obligations and REMICs Real Estate Mortgage Investment Conduits with similar behavior and risks. ETFs Fixed Income Exchange-Traded Funds, too, sometimes are supported by underlying mortgage-backed securities and trade on the major stock exchanges. They’re designed to track the performance of specific bond indexes, which track performance of an underlying bond market, such as MBS.

SELF-DIRECTED IRAs

You can even set up an individual IRA (Individual Retirement Account) that allows you to add assets in the form of raw land, single-family homes, apartments and other commercial buildings, rather than straight cash inputs. This allows you to take advantage of your knowledge of real estate, while avoiding some of the downside of actual property management.

Whichever instrument you choose, and there are many others, be sure to do your homework and get the advice of a financial professional before investing large amounts. The sharks can always smell fresh blood in the water.

There is a lot of free information available to you about buying, selling or investing inParma OHreal estate. For complete information about theParma OHreal estate market including current homes for sale, property values and more please visit the most complete website online dedicated to everythingParma OHreal estate. So please feel free to contact me with any of your mortgage questions and I will me more than glad to answer you queries. Call me on my cell at440-342-0269 email me at

Industrial Real Estate Jargon Traders Must Know

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John Sobrato of Sobrato Development Providers calls Atherton, house, but he designed his fortune in Silicon Valley specializing in services for substantial tech and R&ampD organizations. Yet another self-manufactured man, he commenced in 1953 with one particular of the 1st “tilt-up” buildings in Santa Clara County. Sobrato, who owns and manages the buildings it constructs and maintains single tenant occupancy, boasts a portfolio of $1.5 billion. His assets incorporate land all the way through Silicon Valley, San Jose, Fremont, Newark and Santa Clara and he has produced in excess of 7,000 rental units.

Be able to see the residence for what it could be. Just because you buy a buying complicated isn’t going to imply that’s the highest and most effective use of the house. Know the local zoning codes and be open to the choices…Los Angelino Ed Roski did just that. Roski is the founder of Majestic Realty, the greatest commercial builder in Los Angeles, boasting an office, retail and industrial portfolio totaling a lot more than 55 million square feet. The USC grad with a net value of $1.1 billion found the best and greatest use of the previously blighted spot close to the convention middle and developed the Staples Middle with Philip Anschutz. Roski is also a minority owner of the Lakers and the Kings. Headquartered in Town of Business, Majestic Realty also has offices in Atlanta, Dallas, Denver, and Las Vegas – where they have a 400-acre business park and 3 million square feet of casinos.os.

Be tenacious and relentless. Billionaires do not allow road blocks or pitfalls hold them from accomplishing their objectives. Newport Beach billionaire George Argyros is the grandson of Greek immigrants. Argyros started by managing a Palm Springs grocery. He graduated to shopping for and promoting corner loads at hectic intersections for fuel stations. Turned to apartments in 1968. Nowadays, as aspect of Arnel &amp Affiliates, Argyros manages apartments and business properties in southern California. He has a internet value of $1.2 billion.

Have a thick skin. Folks can be resentful and jealous of effective people. Don’t permit criticism of your function deter you from your goals. Contemplate Red Emmerson – the second wealthiest genuine estate titan in California. Emmerson is the biggest non-public forestland holder in North The united states – assets include things like one.52 million acres in Northern California, timberland stretching far more than 350 miles from Mount Shasta to Yosemite National Park. For the previous twenty a long time, even though other logging corporations retrenched or relocated, Emmerson, and his organization – Sierra Pacific Industries – quietly grew into the second-largest non-public landowner in the United States. Needless to say, Sierra Pacific is a darling of environmental groups.

Have superior information. If you do a lot more research than your rivals, you’ll have an advantage in any transaction. Self-built billionaire Carl Berg was a loan processor just before investing in Silicon Valley commercial authentic estate with John Sobrato in the 1960s. He struck out on individual, forming Mission West Properties, a genuine estate expense trust (REIT) in Silicon Valley. Berg owns a managing stake in the REIT, which focuses on single-tenant study and improvement and company attributes in Silicon Valley.

Turkish Jewelry And Turkish Real Estate Make Good Investments

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Buying Turkish jewelry or Turkish Real Estate is a wise investment. Turkey is noted for its naturally beautiful and historical landmarks. It is also famous for its gold deposits which outdistance the puny 19K in the U.S. or Canada; Turkish gold is 22K, 23K, and 24K. investing in either jewelry or Turkish real estate can double your investments.

Jewelry Industry

Turkey is fast becoming one of the worlds emerging leaders in the export of jewelry and precious metals, rivaling Italy. The country can produce 200 tons of silver and 400 tons of gold annually, but this capacity has not been fully exploited. The top producers of jewelry are in the Anatolia area, Ankara, and Izmir, but the center for jewelry production is found in Istanbul. The growth of the jewelry industry in Turkey has grown to employ some 250,000 people.

Turkish gold and silver jewelry are ornamented with precious and semi-precious stones. These are usually designed with Anatolian or Turkish influences, which make Turkish jewelry distinctive. Expect architectural and textile designs on bracelets, rings, and necklaces. But there are newer designs to cater to modern taste.

With a reputed jeweler, tourists can get the best gold jewelry with less the cost back home and a certificate will be provided for every purchase of jewelry to authenticate its value.

Turkey is also famous for its precious stonesblack amber and iridized opal. Black amber in the Turkish region and nearby areas dates back to 130 million years ago and is prized for the unusual color. Opal, another precious stone, is iridized to give it a shine.

A popular jewelry piece is the silver and gold gilded necklaces and bracelets highlighted with semi-precious stones in varying colors, earrings of black amber and opal set in gold, multi-colored opal bracelets, silver and gold double chokers and bracelets in lacy designs, handcrafted anklets, and Evil Eye bracelets.

Turkey’s Real Estate Industry

Purchase of real estate property is restricted to twenty-four countries; among these are U.S. and Canada. Other countries are mostly European countries and it takes one to two months before the title deed is given to the buyer.

There is an assortment of Turkish real estate properties on the market ranging from golf apartments or villas, hotels, vacation homes, apartments, and land. Prices vary according to upscale and provincial locations for 200,000 or 29,000. Buyers can choose any location and type of property in any part of Turkey.

Properties on sale can be viewed online but before a purchase is made, an ocular inspection is advised to ensure that the property is in good condition and the documents are in order. A reliable online broker can be trusted to handle the transaction. But when personally buying the property, a reservation has to be made. The customer’s passport will be submitted to the Land registry Office.

The papers of the property will be inspected by the Military Head Office to check if the property is not located in a military zone. Taxes and fees have to be paid to the tax office and the authorized bank. The payments are announced during the final transaction in the office of the land registry before the seller and buyer sign the land registry book.